6 min read
How Employer-Granted Stock Options Can Impact Your Taxes
Getting stock options as part of your compensation is exciting – it means you have an opportunity to own part of the company you work for. At the same time, you might not be sure what impact stock options will have on your taxes. That impact depends on whether you’re…
4 min read
Why You Shouldn’t Just Invest in the S&P 500
Diversification matters. It’s the key to long-term investment success because, to some extent, it can insulate you from losses. If you feel insulated, you are more likely to stay invested and keep investing through market volatility. Being properly diversified also enables rebalancing and tax-loss harvesting, both of which can help…
3 min read
Don’t Be Fooled by Absolute Returns
Interest in day trading — the buying and selling of securities on the same day, often online, on the basis of small, short-term price fluctuations — explodes whenever there is a sharp upturn in the market over a short period of time. Over the past 20 years or so, the…
5 min read
How Investors Can Prepare for the 2020 Election and an Uncertain Future
With a hotly contested election just weeks away, there is unusual uncertainty about what the future holds. Despite the existence of sophisticated polling results, it’s hard to predict what the election results will be. And it’s even harder to predict what will happen to the economy and to financial markets.
4 min read
3 Signs You’re Holding Too Much Cash & How To Fix It
2020 has been an unusual year to say the least. The coronavirus pandemic has turned our daily routines upside down and introduced a lot of uncertainty – including financial uncertainty – into many people’s lives. At the same time, Americans are saving more of their income than ever before. As…
5 min read
How Traditional Banks Make Money from You
Bank branches may seem like an antiquated way to conduct banking in this day and age (we certainly think so), but traditional banks’ business models are built around them. We’ve written before about how these branches provide an extremely poor customer experience and, infuriatingly, cost you $200 (or more!)…
Guide to Financial Health
Skip vague resolutions like "get my finances in order." Real change means specific goals and actionable steps.
Guide to Equity & IPOs
There's huge potential upside to equity — but we also know it can be overwhelming.
Guide to Home Planning
Whether you're just browsing or ready to make a move, buying a home comes with a lot of questions.