Articles by Andy Rachleff

Ally and Marcus Lowered Interest Rates During The Same Week The Wealthfront Cash Account APY Increased: Here’s Why That Might’ve Happened

Two popular banks offering high-interest savings accounts — Goldman Sachs’s Marcus and Ally Bank — cut their interest rates by 0.1% to 2.15% and 2.1% respectively within 48 hours of Wealthfront’s cash APY going up again. So why did this happen?

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How the Fed Funds Rate Impacts the Wealthfront Cash Account

The fed funds rate influences nearly every financial institution, and a rate decrease directly impacts consumers. When the rate goes down, high yield savings account rates go down, too.

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How To Build the Emergency Fund That’s Right for You

Even the most careful planners can lose their job or experience unusual healthcare costs. So you know you need an emergency fund — but how much of one do you need?

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Wealthfront’s Guide to Equity & IPOs

As companies like Airbnb, Lyft, Pinterest, Slack, Uber, and others gear up for multi-billion-dollar IPOs this year, we know that employees are often left with more questions than answers about their equity compensation. We collected our most popular advice on valuing equity, exercising options, selling stock, and managing a windfall into a comprehensive Guide to Equity & IPOs.

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